Please read these terms carefully before using our website or services.
By accessing or using the website at klhfinancial.com (the "Site") or engaging with the services of KLH Financial PLLC ("KLH Financial," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must discontinue use of the Site and our services immediately.
We reserve the right to modify these Terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised Terms.
KLH Financial PLLC provides business financial services, including but not limited to:
All financial products and services offered through KLH Financial are subject to eligibility requirements, credit approval, and the specific terms of any executed agreements between you and KLH Financial.
To use our services, you must:
When applying for financial products or services, you agree to provide accurate, current, and complete information. You acknowledge that submitting false or misleading information may result in denial of services, termination of any existing agreements, and potential legal consequences.
You are responsible for maintaining the confidentiality of any account credentials or application information you provide.
By providing your mobile phone number and expressly opting in via our contact form or other consent mechanism, you agree to receive recurring SMS/MMS text messages from KLH Financial PLLC, which may be sent using an automated telephone dialing system (ATDS). These messages may include marketing and promotional content, including offers, updates, and information about our financial products and services.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message & Data Rates: Standard message and data rates may apply based on your wireless carrier and plan. KLH Financial is not responsible for any charges incurred from your mobile carrier.
How to Opt Out: To stop receiving SMS messages from KLH Financial at any time, reply STOP to any message. You will receive a one-time confirmation message and will not receive any further SMS messages from us unless you re-subscribe.
Customer Support: For assistance with our SMS program, reply HELP to any message, or contact us at kalon@klhfinancial.com.
Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages in order to obtain our financial products or services. Your consent is entirely voluntary.
All content on the Site, including text, graphics, logos, images, and software, is the property of KLH Financial PLLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
The Site and all content and services are provided "as is" and "as available" without warranties of any kind, either express or implied. KLH Financial expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy or completeness of any information on the Site.
Nothing on this website constitutes financial, legal, tax, or investment advice. You should consult with appropriate qualified professionals before making any financial decisions.
To the maximum extent permitted by applicable law, KLH Financial PLLC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or goodwill — arising from your use of or inability to use the Site or our services.
Our total liability for any claim arising from or related to these Terms or your use of the Site shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100, whichever is greater.
You agree not to:
The Site may contain links to third-party websites. These links are provided for convenience only. KLH Financial does not endorse and is not responsible for the content, practices, or policies of any third-party websites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of your information as described in our Privacy Policy.
These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Shelby County, Tennessee, and you consent to the personal jurisdiction of such courts.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and KLH Financial PLLC regarding your use of the Site and supersede all prior agreements, understandings, and communications, whether written or oral, relating to the subject matter herein.
For questions or concerns regarding these Terms and Conditions, please contact us: